Payday Loans in Canada — Fast, No Credit Check, and Transparent

short-term loans Canada

What are payday loans and how do they work?

Payday loans are short-term loans designed to help cover essential expenses between paychecks — such as rent, groceries, utilities, or unexpected bills.
Unlike traditional bank loans, payday loans from NotchUp:

Do not require a credit check

Are based on income and repayment ability

Are designed for short-term use, not long-term debt

Funds same day via Interac e-Transfer

Online payday loans up to $1,500 (eligibility based)

See how the NotchUp Advantage works

For many Canadians, payday loans provide a practical option when timing — not long-term finances — is the challenge.

No Credit Checks Required
‍Access up to 50% income instantly, regardless of your credit score.
Low Fees
‍‍For just $5 per advance, NotchUp offers a more affordable solution compared to high-interest loans.
Quick Access
Funds are delivered within minutes, helping you handle emergencies without delay.
Flexible Repayment Options
Adjust your repayment date or split it into up to four installments with NotchUp Plus.
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Unlike loans without credit checks, which often come with predatory terms, NotchUp’s model is tied to your earnings, offering a safer and more responsible way to access your money when you need it most.